Mortgage Loan Mineral Point WI | Get Started: Home Loans Mineral Point Wisconsin Real Estate

Mortgage Loan Mineral Point WI | Home Real Estate Loans in Mineral Point Wisconsin

APPLY NOW Mortgage Loan Mineral Point WI | Home Real Estate Loans in Mineral Point Wisconsin

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Getting Started with your Mineral Point Wisconsin Home Mortgage

Open-House-pre approval home loan/Make your DREAM home YOUR home! And let us help! 

At Uptown Financial Group, we want you to understand the very important steps toward home ownership and have prepared a step-by-step guide.  This guide does not replace our one-on-one customer service that we take great pride in, but it will give you an idea of how we navigate from day one to closing day.

Stage 1: Pre-Approval

Getting Pre-Approved is a must.  Your Loan Officer will gather some basic information to determine how much you can borrow, the programs for which you qualify and an estimate of your monthly payment. 

To get started, click APPLY NOW or reach out to one of experienced Loan Officers. 

Once the Loan Officer determines you are eligible, they will issue a Pre-Approval Letter.

  • first-time-home-buyers-purchase-home-loans/

    This letter gives you negotiating power which is very important is this very fast moving real estate market. It proves to the seller that you are a serious, qualified buyer who can act fast.  

To know more about the perks of preapproval,

please visit our “Getting Preapproved" section  

Get a Quote  |  | Pre-Qualify

1st Homebuyers  

Step 2: Find a Real Estate Agent 

Using the services of a real estate agent will be one of your best resources as you search for a home.  They are knowledgeable in contract negotiations as well as finding that perfect home for you! Ask your Loan Officer for agent referrals in your area.

Step 3: Find THE Home

You now have the Pre-Approval letter and a Real Estate Agent and its time to find your home.  

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Map of Mineral Point Wisconsin

Mineral Point, City in Wisconsin

Mineral Point is a city in Iowa County, Wisconsin, United States. The city is located within the Town of Mineral Point. Mineral Point is part of the Madison Metropolitan Statistical Area.  Wikipedia
 
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Mineral Point, WI | Where Wisconsin Began  

Welcome to Mineral PointMineral Point – visit us and experience small town life with a creative flair. We are a community with makers of all kinds, from painters and sculptors to farmers and foodies. The arts and history are part of our everyday lives, and we love sharing all of that with you. You are cordially invited to come ...

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What to do in Mineral Point. “One of the ten most beautiful towns in Wisconsin" – The Culture Trip. Spend some time with more than 20 artists in their galleries ...

Area Attractions | Mineral Point, WI  

Dodgeville Area Chamber of Commerce - Spring Green Area Chamber of Commerce - House on the Rock - American Players Theatre - Grandview ..

56 Homes for sale in Mineral Point | Bunbury & Associates Realtors®  

56 homes for sale, Bunbury & Associates, Homes for Sale summary provides users to with the homes for sale that match their search criteria in Mineral Point. Bunbury & Associates, Inc. Realtors® your local South Central Wisconsin Real Estate Company.

Potterton Rule, Inc.: For Dodgeville Real Estate , Mineral point Real ...  

Potterton Rule, Inc. is your realtor for the best in Dodgeville Real Estate , Mineral point Real Estate, Mount Horeb Real Estate, Verona Real Estate, Madison Real Estate, Southwest Wisconsin Real Estate, Barneveld Real Estate, Dodgeville Insurance, Iowa County Real Estate, Platteville Real Estate.

All American Realty, LLC - Mineral Point, Wisconsin  

Specializing in Iowa County, Wisconsin Real Estate. Our realtors offer only the highest standards of professional service.

Community Information for Mineral Point, WI | First Weber Group  

On Independence day, 1836, Henry Dodge was sworn in as the first Governor of the Wisconsin Territory, making Mineral Point “The Place Where Wisconsin Began." Miners .... The data relating to real estate on this web site comes in part from the Internet Data Exchange display programs of the SCWMLS, CWMLS, RANW
 

Step 3: Find THE Exact Home in Mineral Point WI you were looking for... 

(CONTINUED..... DID YOU FIND A REALTOR and the perfect neighborhood...Ready to choose A HOME... If yes... LIFE IS GRAND!!!  Our Goal is to give our clients a bit of the Wonderful Life.  Bailey's Heart and Potters Wisdom helping you from application to closing. Need help getting approved, finding a realtor...  Call us! )

  • You now have the  Pre-Approval letter and a Real Estate Agentand its time to find your home.
  • Bring your Pre-Approval letterwith you so the sellers know you are ready to go!
  • Take notes on all the homes you see so you remember the finer details.
  • Use Local Realtor Websites when searching online for accurate listings! (SEE THE ABOVE LINKS)

Step 4: Gather and Provide Requested Documents

At this point, your Loan Officer may have already requested documentssuch as your W2s and paystubs.  You will now be asked to submit all documents so your file can move into the underwriting stage.  Download our mobile app to use the scanner tool to upload your documents. Download Our App

submit to underwriting - pre approval vs pre qualified

Step 5:  Submit to Underwriting

The full loan package is now being underwritten.  An appraisal will now be ordered and closing dates and times will be confirmed.  Your  Loan Officerwill work with you and the underwriting team to clear all conditions.  Once that has been completed, you are CLEAR TO CLOSE! 

Step 6:  Signing Day

This is the day you have been waiting for!  Your Loan Officer and Real Estate agent will meet you at the title company for your closing. A closing agent will go over all the closing documents with you and notarize them as you sign.  Once all parties have signed, you are officially a home owner!  CONGRATULATIONS!

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 USDA, VA, FHA, Alt A Loans & Real Estate Lending in Mineral Point WI

 

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  WISCONSIN CALL/TEXT:  (608) 833-2400

(970) 445-4977